Making environmentally friendly choices is more than recycling or turning the lights off. Every decision can actually have a positive impact on the world. What many people don’t know is that applying for home loans can lower greenhouse emissions. Thus, improving the energy efficiency of a home and looking for loans to fund such projects can save people on energy costs and lower their carbon footprint. Environmental Impact of Energy Efficiency at Home: Steve Baden, Executive Director for the Residential Energy Services Network, which regulates home energy ratings’ standards, says that homes contribute up to 21% of the greenhouse emissions. Thus, the smallest home improvement projects can have a huge impact on a home’s energy use. Cut Utility Costs: Green home improvement projects help homeowners cut utility bills in half. This saves hundreds of dollars every year, if not more. An investment today will have a large payoff later on down the line. This is why green home loans are a valuable investment. These funds give people the chance to lower their expenses and do something positive for the environment.